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How Identity Theft can Find Your Personal Information Online?

4 April 2010 9,229 views 12 Comments


Finding your critical information online is not that hard. All you have to do is visit public records sites, and you may find some important information about yourself. If you own a property, for example, the address, the mortgage company, parcel number, the purchase price, the amount of debt for the purchase, and the taxes owed and paid on your property are all stored at the county clerk’s office.

• Your name: Directory lookup, such as anywho.com. You only need a published phone number.
• Currently owned real estate: Public records in county clerk’s office
• Current and previous addresses: Search sites, such as findsomeone.com and completedetective.com, you only need first and last name.
• Your name, date of birth, Social Security Number, address, balances, account numbers, and more: Investment accounts that are published online.
• Your name, account numbers, and address: Online banking accounts
• Civil court and criminal records: Public databases

Web sites exist where you need to pay a fee to find information about yourself. The amount of the fee is determined by the number of searches. You can search the county clerk’s office, criminal records and so on. You only need to type in your Social Security Number, date of birth, name, and street address. The site will look through public records for civil suits, bankruptcies, criminal convictions and so on. Do remember that thieves can find this information, too.

The Fair Credit Reporting Act (FCRA) governs public access to critical financial records, so the identity search sites are not allowed to run financial queries. The FCRA needs your permission to run a financial and credit check. You fill and sign a form to grant permission to mortgage company, a prospective employer, or car dealership to run a financial and credit check. Without this form, they cannot run a check legally.

The FCRA also demands that if derogatory information shows up in the report, you get a duplicate so you can dispute its contents.

The Health Insurance Portability and Accountability Act or the HIPAA Standards for Privacy of Individually Identifiable Health Information, provided the first nationally-recognizable regulations for the use/disclosure of an individual’s health information. You can find out more information at http://WhatisHIPAA.org .

The HIPAA Privacy Rule defines the standards that are required to followed to become HIPAA-compliant but it is the HITECH Act that defines the enforcement, accountability, penalty and prosecution-related guidelines. You can find our more information and on http://whatishipaa.org/hitech-act.php a summary of the HITECH Act.

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  • Mchenry Ruther said:

    Thank you for sharing Identity Protection.

  • Revitol Stretch Mark said:

    Identity theft is the main reason why people is very hesitant in releasing information online or making a transaction online especially for banking. Make sure when you do online banking or making transaction online and release information is you verify if the site a secured website. There are some bank who actually uses public records for verification. If they have your information compromised then it will be easier for them to access your account.

  • Hot Celebrity said:

    The site will be in the public records for civil disputes, bankruptcies, criminal convictions and so on. Remember that thieves can find this information too.
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  • Versicherung@Reisekrankenversicherung said:

    We are all transparent in our life – and the process is still not at the end. Be careful with all your personal data where you can!

  • Daisy@IdentityTheft said:

    Get Identity Theft Protection

  • sherrimona said:

    You have written the most important data, which will be very useful in current trend.”The Fair Credit Reporting” Act is very interesting, because it won’t allows to run financial queries without filling the form.but how can we know whether the online banking sites are safe or not?

  • recados para orkut said:

    Identity thieves steal money and savings accounts, run up huge credit card bills, obtaining passports and other official documents, bank accounts empty – even with their ill-gotten gains to fund other crimes such as trafficking drugs and terrorism. The rightful owners of the identity of the insider thieves can spend huge amounts of time and money trying to repair damage to its finances and reputation. frases para orkut

  • Båtförsäkring said:

    Back in Sweden (where I come from) – I use a company to help me cancel all credit cards and passports and stuff If I loose it. It’s harder online though…
    Båtförsäkring recently posted..BÃ¥tförsäkring updated Mon Jun 20 2011 3:01 pm CDT

  • Cynthia said:

    Transparency is the best behavior that you can share it. To restrain at work and in business. It has something to do with your patience and trust. To explore ideas and learn to be part of it. In that way, you can lend hands on down to gain more profit.
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  • Criminal Background Check said:

    identity Theft especially occurs online is the common incident that many users suffers. Sometimes the one to be blame is ourselves especially when we are browsing and dealing with other people online. It is important that we know when to give information about us, do not just sign up and give your personal information better practice responsible browsing.

  • Mensagens Para Orkut said:

    The website will be in the accessible annal for civilian disputes, bankruptcies, bent aesthetics and so on. Remember that thieves can acquisition this advice too.
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  • Katie said:

    “On a debt management plan we renegotiate your monthly unsecured debt payments down to a level you can afford”

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